THE MOVE THE OGS WOULD APPROVE

This is the blended strategy:

• Buffett + Munger: Quality compounders

• Peter Lynch: GARP growth

• Graham + Klarman: Deep value + margin of safety

• Ray Dalio: Risk-controlled “all-weather” framework → we now add real bonds, not stock substitutes

✅ $100,000 ALL-WEATHER STOCK + BOND PORTFOLIO

(Individual stocks + real bonds for safety + long-term growth focus)

Target Allocation Overview

This is a 10+ year long-term portfolio, balanced for resilience AND strong compounding.

Dollar Allocation (based on $100,000)

• Quality: $40,000

• GARP Growth: $20,000

• Deep Value: $20,000

• Bonds (safe): $15,000

• Cash-like reserve: $5,000

🧱 1) QUALITY COMPOUNDERS — $40,000 (40%)

The pillars of your portfolio. Durable moats. Low turnover. 10–20+ year compounders.

1. Apple (AAPL)

— $10,000

Best-in-class long-term compounding engine; buyback king.

2. Berkshire Hathaway (BRK.B) — $10,000

The ultimate diversified allocator of capital.

3. Visa (V) — $7,000

Munger-level economics: minimal capex, pricing power, high ROIC.

4. Costco (COST) — $7,000

Membership-based compounding machine.

5. Alphabet (GOOGL) — $6,000

AI + cloud + dominant ad engine; still cheap relative to quality.

⚡ 2) GARP GROWTH (Peter Lynch) — $20,000 (20%)

Growth at a reasonable price → high earnings growth + not insanely valued.

6. Taiwan Semiconductor (TSM) — $8,000

The world’s semiconductor backbone; critical in AI era.

7. NVIDIA (NVDA) — $7,000

Fast grower, world-leading GPU monopoly; Lynch would call this a “fast grower.”

8. Meta Platforms (META) — $5,000

Low PEG ratio, cash machine, AI + ads lever.

🏚️ 3) DEEP VALUE (Graham + Klarman) — $20,000 (20%)

Contrarian opportunities with margin of safety.

9. Alibaba (BABA) — $7,000

Heavily discounted vs intrinsic value; strong cloud + AI recovery.

10. Pfizer (PFE) — $7,000

Extremely low valuation relative to earnings & pipeline potential.

11. Altria (MO) — $6,000

Huge FCF yield, recession-resistant, reliable dividends.

🛡️ 4) BONDS (Dalio + Graham Safety Sleeve) — $15,000 (15%)

To make the portfolio safer, add real bonds (NOT ETFs of gold or defensive stocks).

We split this for true risk diversification:

12. 10-Year Treasury Bonds

— $7,500 (Half of Bond Sleeve)

• Stable

• Defensive

• Historically offset equity drawdowns

• Protects in recession/deflation

  
  

  Dalio would approve.

  
  

13. Short-Term Treasury Notes (1–2 years)

— $5,000

• Lower volatility

• Acts like cash

• Useful for rebalancing during drawdowns

14. Treasury Inflation-Protected Securities (TIPS) — $2,500

• Inflation hedge

• True all-weather component

  
  

💵 5) CASH-LIKE RESERVE — $5,000 (5%)

This is pure Klarman:

• Optionality to buy dips

• Dry powder

• Protection from forced selling

Park this in:

• Treasury bills

• High-yield savings

• Money market

🎯 TOTAL = $100,000

📊 WHY THIS PORTFOLIO IS EXTREMELY STRONG FOR 10+ YEARS

1) Protection + Growth

• Quality + growth stocks = compounding engine

• Value stocks = margin of safety + mean reversion

• Bonds stabilize the ride

2) Multiple Economic Regimes Covered

• Inflation → TIPS, energy, MO

• Deflation/recession → long bonds, PFE

• Booming growth → NVDA, META, TSM

• Stable growth → AAPL, COST, VISA

  
  

3) Philosophical Blend

• Buffett/Munger: business compounding

• Lynch: growth at sensible prices

• Graham/Klarman: value & discipline

• Dalio: macro robustness

🔄Suggested Rebalancing Rules

1. Once per year, max twice

2. Trim positions only if a sleeve exceeds +5% over target

3. Add to underweights using new cash (don’t force sales)

4. Bonds stay constant → they are your sleep-at-night anchor